Your insurance can be billed by me electronically. You will be responsible for the portion not covered by your insurance plan, like the deductible and co-pay. There can be a different reimbursement rate by insurance companies for network and out-of- network providers. I am currently a network provider for OHP Umpqua Health Regence BlueCross-BlueShield PacificSource Moda Reliant Behavioral Health (EAP) Cascade (EAP) Providence Cigna MHN It is recommended to call your insurance company member services in advance to see what portion your plan will cover for network and out-of-network providers. I also have a case rate for incidence when I do not bill insurance. That rate ranges from $90-$150 per hour depending on household income.